LinkedIn Profile Tips for Realtors

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Maximizing Your LinkedIn Profile In today’s age of social media being the go to for verification of business acumen, it is crucial to have an optimized LinkedIn profile.  Here are some tips on how to do just that: 1. Have your best and clearest profile picture and complete your entire profile, 2. Address what you do in your Headline not …

Realtor Financing – Commission Advances

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Real estate is just like any business: it requires capital. The solution:  Realtor financing. Capital is needed for expenses such as business cards, advertising, office equipment, and transportation, just to name a few examples. Since capital, or cash, only flows into the coffers of a realtor upon completion of a sale, financing these kinds of expenses can be challenging. If …

Best Mortgage In America

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Mortgage Today Applying for a mortgage can be a tough task for aspiring homeowners.  Especially so for borrowers with low to moderate incomes or perhaps less than stellar credit. While the availability of credit in the early-mid 2000s made it possible to get a mortgage, this was irresponsible.  These types of mortgages would typically include a teaser rate, eventually leading to …

When to Lock a Mortgage Rate

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Real estate agents are often asked to advise homebuyers on financial matters especially on mortgage rates and when to lock them in. These can be difficult conversations, because things like whether to lock or float an interest rate can be guess work. A mortgage rate lock simply guarantees a specific interest rate if a loan closes by a particular date. …

Home Seller Factors

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Working as a home seller can be a frustrating experience, given how long it can take for a sale to close before finally being able to take the commission you’ve earned for your work. But by preparing yourself for several different possibilities, you can lessen the frustration by being aware of what issues might pop up over the course of …

Should You Reject an FHA Loan?

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FHA loans are a popular type of mortgage for homeowners that either don’t have the capital for a large down payment, have a bankruptcy in their past, or can’t get a mortgage otherwise. Because of the downturn of the housing market in 2008, the mortgage insurance premiums (required by any FHA loan) have almost tripled in expense, which means FHA …

3 Reasons a Deal Might Fall Through

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One of the largest challenges of running your own real estate business is maintaining steady cash flow. You may have multiple contracts pending and ready to close within the next month, but that means nothing when you have expenses and overhead that need to be taken care of immediately. Maintaining relationships with vendors, as well as with clients, is at …