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Commission Advances in Arizona

Express Cash Flow offers the best commission advances in Arizona.   Agent and broker real estate commission advances can be used for business purposes such as expanding your marketing budget, promotional materials, car expenses, staging and other related real estate activity.

A commission advance is a cash advance solution that offers an immediate payment via wire before closing on your earned commission for a fee.  For example, an advance of $5,000 closing within 30 days costs $400.  Higher advance amounts and closings up to 60 days will cost more depending on the situation.   On larger advances it’s best to tranche the commission advances in stages especially if you don’t need all the money upfront.  Spacing out your real estate commission advances allows for a overall lower rate and lowers the risk in case the transaction falls though.

The advance rate is calculated using your net commission after your broker split, transaction fees, transaction coordinator fee, insurance, and other broker fees.  Express Cash Flows’ advance rate is 75% of your net commission.

Commission Advances fees are not interest

Express Cash Flow Real estate agent commission advances are different from a loan.  A loan carries interest when you borrow money, and you must qualify via a credit check and income verification.  There could be extension fees if the closing extends past the original closing date plus a grace period (10 days).   Extension fees vary depending on how long past the original closing date.

Commission Advances in Arizona Pricing:

  • Commission Advances in Arizona between $2,500 to $5,000 the fee is $400, closing within 30 days
  • Advances over $5,000 the fee is 10%, if the advance amount closing in 30 days

What are the advantages of using Express Cash Flow for Commission Advances in Arizona:

Since 2015, Express Cash Flow has helped real estate agents and brokers in Arizona balance their cash flow between closings.  Express Cash Flow can pay you now on a pending transaction to help you grow your business.

  • Low rates
  • Experienced and trusted partner
  • Advance up to 75% of your net commissions
  • No credit checks
  • Real-time processing
  • Personalized Experience
  • Multiple advances at one time

Commission Advances in Arizona for Agents and Brokers

Both agents and brokers can get commission advances in Arizona.  Express Cash Flow provides responsible, short-term commission advances (less than 60 days) to help Realtors with a successful track record.

If the transaction falls through the agent or broker must notify Express Cash Flow and must replace it with another pending transaction or make payments until the balance is paid in full.    

Agents or brokers in Arizona can have multiple commission advances at one time if they have multiple pending transactions.  

This type of service can go by various names: 

  • Realtor Commission Advances
  • Factoring
  • Real Estate Agent Advance
  • Real Estate Broker Advance
  • Commission Loans


Are Commission Advances in Arizona a Good Idea?

Commission advances are a good idea if you don’t have any other alternative.  Commission advances are similar to other cash advance products and quick business loans.  Once you have a quote from Express Cash Flow you can determine to proceed with the commission advance and if it makes sense for your situation. 

How do Commission Advances Work in Arizona?

A commission advance is a financial service whereby you sell a portion of a pending commission for a fee. In exchange, funds are advanced to you before closing. It’s not a loan. It’s simply access to the commission you’ve earned without the wait!

Every transaction is different so why have a “one size fits all” pricing model?

We use a risk-based pricing plan to review each commission advance request. Our pricing is more competitive because we evaluate all of the following and more:

  • Your production history
  • Details of the transaction
  • Expected closing date
  • Verification & review of all publicly available information


How quickly can my advance get processed?  

Very fast!!  Once you complete the application and provide us with the documentation our underwriting is very fast.  We research you as an agent, review the property, confirm with escrow then wire your funds immediately into your account.  You can use the funds the same day. If it’s a new escrow the earnest money deposit (EMD) does need to be confirmed by escrow before we fund the commission advance.

Will my Arizona commission advance be confidential? 

Your transaction will be kept confidential between your broker and escrow agent. The buyer and seller will not see the transaction, and we never sell our customers’ information.

Arizona Real Estate Licensing Info  

For more information about real estate agent and broker license information visit  and .

Top counties for commission advances in Arizona

Phoenix, Tucson, Mesa, Chandler, Gilbert, Glendale, Scottsdale, Peoria, Tempe, Surprise, San Tan Valley, Yuma, Goodyear, Buckeye, Avondale, Flagstaff, Casa Adobes, Queen Creek, Maricopa, etc.


Please visit Express Cash Flow offers Commission Advances in Arizona.

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