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Top Zillow Profile Optimizing Tricks

 

A Zillow profile is the cornerstone for lead generation which helps convert prospects to contracts.  Placing your profile in the right location is key…marketing costs differ by zip code.  While 75% of a real estate agent’s business comes referrals and word of mouth, you still need a solid Zillow profile.

1.      Start with a Professional Photo that Matches all your Other On-Line Profiles

Start with the photo. Use a high-quality head shot. Avoid logos, yard signs and team pictures. A clear, individual headshot seems to work best.

2.      Introduction and About Us

Add your experience, specialties and skills.  This should include your geographic area of focus, and any particular specialty you have, like short sales, REOs, probate or buyer representation.  Also include your team and their profiles.

3.      Add Your Listings and Past Sales

This is usually done automatically but you can manually add your listings if you have recently switched to a different MLS.  You’ll want to highlight all of your best transactions, even if they didn’t occur on the MLS.  

4.      Professional Information

Have a complete and updated profile of your office address, cell phone, brokerage name, social media websites and our real estate license information.   Add a Facebook, LinkedIn, Twitter, Website and for the Blog us Instagram.  Make sure the links work after you have completed your profile.

5.      Update your other social media profiles for consistency

Have the same profile picture, brokerage and links that work.

6.      Include an intro video

Prospective buyers and sellers want to get to know you in a 30-60 second video.  Who are you and what are you going go to do for them.  Why are you better than other agents?  Also market this video on Facebook, LinkedIn and Instagram.

7.      Ratings and Reviews – Get 5 Stars

This is huge!  You’ll want to ask past clients to review your skills for Local Knowledge, Process Expertise, Responsiveness, and Negation Skills along with adding some commentary.  Respond to every review — positive, negative or neutral. You’ll look professional and focused on customer service (stay positive!) fora complete Zillow Profile.

8.      Add other Members of your team to your profile.

If you have a team add their full profile to yours, and make sure to add the properties they sell to your page to boost your portfolio even further.

9.      Become a Zillow Premier Agent

The Zillow Premier Agent program is designed with the simple purpose of bringing agents more buyers, more sellers, and more business. Each service tier is loaded with innovative and powerful features aimed to generate more traffic to your brand and your listings — helping you sell homes faster.  To help finance your marketing check out www.ExpressCashFlow.com.

10. Other Real Estate Marketing Ideas

https://www.zillow.com/agent-resources/blog/100-real-estate-marketing-ideas/

Conclusion

Build a complete Zillow profile and be sure to revisit it every few months (set a quarterly reminder on your calendar, or you will forget!) and update as necessary.  When you get a lead be very responsive…within 5-10 minutes otherwise the prospect might move on.

 

This post is brought to you by Express Cash Flow – Helping you grow your real estate business by providing you with cash today.

Express Cash Flow, Commission Advance

 

 

a person typing on a laptop with Credit Check form

Hard Pull vs Soft Pull Credit Checks

For many an individual and business, access to credit depends on FICO scores, recent credit checks and the contents of credit history reports maintained at the three major credit bureaus – Equifax, TransUnion and Experian. A “pull” is a credit inquiry from a legitimate entity, made in order to check your credit.
A hard pull is one that can affect your FICO score, whereas a SOFT PULL HAS NO EFFECT. This is important to remember, because too many hard pulls can lower your credit score. The Fair Credit Reporting Acts sets limits on why and when your credit report can be pulled.

Soft Pulls – Credit Checks

All credit inquiries that are not credit checks by a prospective lender are soft pulls. First, any inquiries you make upon your own credit reports or FICO scores are automatically a soft pull credit check, so feel free to make as many as you like.
Other soft-pull examples include:
• Credit inquiries from businesses that want to offer you goods or services (for example, a promotional offer from a credit card issuer or mortgage lender)
• Inquiries from businesses where you already have established a credit account.
• Pre-approved loan and credit card offers
• Employers and others performing a background check on you. For some reason, employers tend to gravitate towards job candidates with good credit ratings.

You may be subject to a soft pull and not even know it. Often, soft pulls help businesses save money when canvassing for new customers, because these inquiries can rule out some potential prospects, saving the business paper and postage costs.

Hard Pulls – Credit Checks

Hard pulls result when a potential lender wants to review your credit application. Common credit applications that trigger hard pull credit checks are ones for credit cards, mortgages and car loans. Each credit check is counted as one inquiry. However, you get a break if you are “rate shopping,” in that all inquiries for the same purpose, such as a mortgage, business loan, rental property, student loan, etc., within a 45-day period are counted as only a single hard pull. This has implications – if you are apartment hunting, its best to do it within a short period if you want to maintain your FICO score.

Common Soft Inquires:
• Verification of identity
• Unsecured debt
• “Pre-qualified” credit card offers
• “Pre-qualified” insurance quotes
• Car rentals
• Obtaining an Internet or cable account
• Opening a bank account
• Requesting a higher credit limit
• Contracting for a cell phone account

Common Hard Inquiries:
• Mortgage applications
• Auto loan applications
• Credit card applications
• Student loan applications
• Personal loan applications
• Apartment rental applications

Pulls and Scores

Although a hard pull can affect your FICO score, the impact upon your score can vary. The score is sensitive to several factors:
• The inquiry must be a voluntary application for credit
• The number of new accounts you have recently opened
• The percentage of your accounts that have recently been opened, by account type
• The number of recent credit inquiries you have had
• The amount of time that has elapsed since you opened an account, by account type
• The amount of time since the last credit inquiry

The good news is that a single hard pull or credit check might not affect your credit score at all, and even if it does, the cost is usually less than five points. The bad news is that if you have a short credit history or just a handful of credit accounts, a hard pull can have a greater impact on your credit score. So can multiple hard pulls that are not categorized as rate shopping. Wonder why? Here’s the dirty little secret – consumers with at least six credit inquiries are 8X more likely than those with no inquiries to file for bankruptcy.
By the way, you can dispute a hard inquiry performed without your permission. Authorized hard pulls usually hang around on your credit history for a couple of years.

Soft Is Better for a Credit Check
Now, if you are looking for a commercial business loan, keep in mind that Express Cash Flow uses soft credit pulls that won’t affect your credit score. When you combine this with our fast, no-hassle process and quick turn round, it’s easy to see why Express Cash Flow is growing into one of the commission advance companies in the U.S.

Open House Sign

Realtors plot statewide database to combat Zillow, Redfin and other apps

Open House Sign
Open House Sign

Is the Realtor, run property listing service in California obsolete?

Several brokers, agents and “multiple listing service” operators expressed concern during a panel discussion Wednesday that commercial websites like Zillow, Redfin and Realtor.com have overtaken the patchwork of industry databases agents use to find homes for clients.

“The world of big data doesn’t seem to have come to the MLS in any meaningful way,” said David Silver-Westrick, a partner at San Clemente-based Keller Williams OC Coastal Realty. “We’re missing the boat on lots of big data opportunities. To the extent that consumers have better tools than we do, we just become irrelevant.”

The California Association of Realtors sponsored Wednesday’s event, held at CAR headquarters in Los Angeles, to plot the future of broker-run MLS sites and to find ways to meet the association’s 12-year-old goal of forming a single, statewide database in California. There currently are more than 40 MLS’s in California.

Agents use the MLS to disseminate information about homes for sale, providing property details as well as insider information about showings and compensation.

The statewide MLS effort so far has led to the formation of the Diamond Bar-based California Regional Multiple Listing Service, which currently represents most of Southern California and the Bay Area. CRMLS includes more than 92,000 agents and 37 local Realtor associations. But that’s still less than half the local associations in the state and doesn’t include San Francisco, Ventura County and most of Santa Barbara County, according to the MLS’s website.

“I think that there is an opportunity that is fast fading,” said CRMLS CEO Art Carter. “If we do not do it shortly, then we will forever be chasing others that will most likely take the handles and move forward.”

Other panelists lamented MLS problems include inaccurate and outdated data as well as the lack of consolidation.

“As someone who lists and sells real estate, I need it to be more efficient,” said Jeanne Radsick, an agent with Century 21 Tobias Real Estate in Bakersfield. “I need to not have to go to multiple sources to find what I’m looking for.”

Technology isn’t an issue, panelists said. Carter said a statewide MLS could be established in three months once the paperwork is in place.

The main obstacle is politics. Concerns among agents and brokers include the question of who controls broker information — the MLS or the brokers themselves. MLS employees also worry about losing their jobs under a consolidated system. And smaller MLS sites fear larger, out-of-area brokerages will take away their business if the outsiders have access to property data in their areas.

“The politics (is) on the local level with (small) MLS’s. You can’t even get Arrowhead and Big Bear to talk, and they’re right next door to each other,” said Sandra Deering, a broker with Coldwell Banker Residential Brokerage in Newport Beach. “The reality is those people are still protective of their jobs. … They don’t have the bandwidth, I don’t think, to see beyond their day-to-day operation. I don’t know how to overcome that.”

Deering has to join 25 MLS sites for her business, “and just managing the licensing, the payment process is a full-time staff person,” she said.
“These changes in the environment, particularly on the consumer side, have given the consumer … the ability to have information that is equivalent, if not superior, to what the agents have,” said Joel Singer, CEO of the state Realtor association. “The question is can this current structure survive? Or perhaps the question is should this current structure survive if it doesn’t alter.”

Singer said that when he bought a house last year, the MLS data from his broker “didn’t compare very well to the data that I got when I signed up with Redfin. … Is this a problem for us?”

Carter and other panelists see a statewide MLS as a precursor to forming a nation-wide system.

“It’s a process of becoming a lot more aggressive,” Carter said. “Consolidate with the willing and (share data) with the unwilling to consolidate and go around those that are just willing to do neither.”

Source: Redfin California

Re/Max: Real estate expected to boom in 2018

Crystal Ball Real Estate Prediction

After a year of rising home prices, low inventory levels and ongoing homebuyer demand, these conditions will increase even more in 2018.

As the year begins, one expert breaks down some of the major trends to come in 2018, saying the year will bring an abundance of positive trends.

“Turn up the volume on new home building,” Re/Max Co-CEO Adam Contos said, citing housing starts that are down 2.9% year-over-year and well below the historic 50-year average. “We’d love nothing more than to see the next generation of homebuyers start building equity now.”

Contos gives these four predictions for 2018:

1. Inventory is key

Contos explained that the volume on new home building will increase, but until that happens, the market will struggle with low inventory and some markets will feature all-out bidding wars. In 2017, housing starts were down 2.9% year-over-year and well below the historic 50-year average. Even though there’s a shortage of l

abor and a spike in material costs, the primary reason for the low starts is that builders have focused on more profitable, higher priced homes and multi-family residential construction. But now, at the end of the year, single-family homebuilding and permits began to surge, he pointed out, saying he would like to see that trend continue.

2. Existing home sales on the rise

Fueled by renewed consumer confidence, wage growth and an improving economy, existing home sales could increase and may even surpass record levels set back in 2006. However, any negative impacts on the stock market, even tighter inventories, a repeat of 2017’s devastating hurricanes and fires or even the recently signed tax reform bill could slow down home sales.

3. Changing migration patterns

Home buyers discouraged by affordability and low inventory in certain cities, markets and states, will look to other, more attractive and more inviting neighborhoods. Contos said he expects to see more home sales in the suburbs, less-populated markets and even more affordable states. Cities that have the most effective transportation systems and those that promote high-amenity, “walkable,” contemporary neighborhoods will benefit the most.

4. Always the unexpected

Gadgets, apps, online tools, real estate agents and technology – anything that makes buying and selling a home more plausible and less stressful will continue to launch and evolve, especially in 2018. He predicted consumers may not use bitcoins to buy a home tomorrow, but that could be in the future.

“We’ll certainly see our share of challenges in 2018,” Contos said. “But with the challenges will come ecstatic home buyers and sellers, new and booming communities, one boasting the new Amazon headquarters, and fresh innovations in real estate that we never saw coming.”

To see more forecasts for 2018, click here.  Source: Housingwire

HELOC loans might still be deductible under new tax plan

If you have an existing home equity line-of-credit (HELOC) or second mortgage, do you have to fold that into a new first mortgage for it to remain tax deductible under the new tax laws?

It depends.

HELOC deductibility depends on whether it was “home equity indebtedness” or “acquisition indebtedness.” Acquisition indebtedness — mortgage debt used to acquire, build or substantially improve the residence — will be deductible, according to Michael Kitces, partner and director of Wealth Management at Pinnacle Advisory Group.

“Money used for any other purpose is home equity indebtedness,” Kitces said, and is no longer deductible, without any grandfathering.

If your existing HELOC (acquired before Dec. 15) was used for both acquisition and indebtedness, then you will have to split it going forward.

“It’s the old tracer rule,” said Warren Hennagin, CPA and partner at Marcum LLP. “If you used $50,000 for home improvement and another $50,000 for debt consolidation, only the $50,000 home improvement interest will be deductible.”

Any new mortgage debt acquired after Dec. 15 caps out at $750,000. This may be split between a first mortgage and a HELOC or fixed-rate second, according to Hennagin. Any existing total acquisition mortgage debt is deductible up to $1 million.

And, what about the deductibility of a so-called piggy-back purchase money mortgage (80 percent first mortgage, 10 percent second mortgage and 10 percent down payment) to avoid paying mortgage insurance?

That piggy-back second will be deductible so long as you stay within your total mortgage interest deduction cap of $750,000.

If you do want to roll an existing second lien into a new first mortgage, there i

Houses

some math that you’ll need to do:

  • Shop around for pricing and service levels and make sure you qualify with any potential suitors. Compare the new interest rate and payment on the single mortgage with the existing interest rates of your current first and second. And, are there any closing costs that you will need to add to factor in?
  • Consider the cash-flow. Many HELOCs are interest-only for the first 10 years. You may end up with a higher amortizing payment. Make sure you don’t lose sleep worrying about being able to cover the new monthly payment.
  • Check with your tax adviser before pulling the trigger on the refinance to see if it’s worth doing so from a tax-savings and an audit defense standpoint.

Source: Jeff Lazerson can be reached at (949) 334-2424 or [email protected] Visit www.mortgagegrader.com.

Linkedin Marketing

Top 10 LinkedIn Profile Optimizing Tricks

Linkedin Marketing

LinkedIn has over 500 million members; it’s a great way to connect and research companies. Optimizing your profile is key to increase traffic. Implementing these tips will help you boost your search rankings on both LinkedIn and Google.

  1. Use Anchor Text in Links

    Every LinkedIn profile “Contact and Personal Info” section can list up to three links. Include: Company Website, phone number, physical address, Twitter profile and email. You may get a lot of emails so either opt out of notifications or use one just for LinkedIn.

  2. Finish Your Profile

    This one is almost a no-brainer, but far too many of us haven’t taken the time to fully flesh out our LinkedIn profiles. Complete every single section. Upload a professional-looking profile photo, ask for and give recommendations, fill out and polish your job descriptions, and include samples or links to your work. Use LinkedIn’s help and the “Profile Strength” tool to guide your profile to completion.

  3. Keyword-Optimize Your Job Titles

    We’re definitely not recommending you describe your last position as “Management” when it was more of an administrative role, but tweaking your job titles to include a few keywords can be really beneficial. Instead of “Blog Manager,” bait search engines by changing it to “Inbound Marketing Strategy Blog Manager.”

  4. Maximize Your Group Membership

    Joining and participating in relevant groups won’t just expand your network; it can improve your profile’s SEO performance, too. Since the group names appear on your profile, search engines have no choice but to crawl the titles and share who you are and what you do. Joining your industry groups can be beneficial as well.

  5. Aggressively Expand Your Network

    Connect with past co-workers, acquaintances, prospects and employees at other companies.

  6. Optimize Your Job Descriptions

    Instead of writing out full paragraphs detailing your duties, use bullet-pointed lists that incorporate a variety of relevant keywords. Formatting your descriptions with bullet points also makes your profile more readable. Eliminate the ones that are 15+ years old if you have multiple jobs.

  7. Claim Your Vanity URL

    The fundamental SEO benefits of claiming your vanity URL may be minimal, but doing so is just good business. Connecting your LinkedIn profile to your name will allow you to be found more easily by real-life connections. A clean, custom URL is also much more attractive on business cards.

  8. Promote Your LinkedIn Profile Elsewhere

    Include a link to your LinkedIn profile in your email signature, your Facebook, Twitter, Google+ accounts, and any other websites you maintain to create inbound links.

  9. Be Vigilant About Building Recommendations

    Recommendations may have more benefits than just making you look likable to potential employers. Everyone links good feedback that’s visible to others.

  10. Keep Collecting Endorsements

    Skill endorsements are a great way to recognize your connections’ strengths and have your connections validate your own skills and strengths as well. Endorsements increase the strength of your profile and help keep you connected to your network. While these may not carry as much weight as other elements of your profile, endorsements help add to the overall value of your professional profile.

    Conclusion

    Check out an optimized profile that has completed the above items. https://www.linkedin.com/in/guertin/ – Managing Partner at Express Cash Flow

Zillow CEO responds to new competition from Facebook and Amazon

Zillow Logo

As one of the largest, if not the biggest, players in online real estate listings, Zillow is watching its list of competitors rapidly grow with more and more companies eyeing the potential in the real estate market.

Zillow may dominate the space right now, raking in $266.9 million in revenue in the second-quarter of 2017, but top-producing companies like Amazon and Facebook have recently encroached in Zillow’s territory.

But the small moves from others in the industry to take some of Zillow’s long-standing dominance isn’t enough to scare the CEO.

It is enough, however, for investors to ask Spencer Rascoff, CEO of Zillow Group, about the growing competition. Zillow Group includes brands like Zillow, Trulia,SreetEasy, HotPads, and Naked Apartments.

Slipping in an answer to one more question that was submitted online before wrapping up the earnings call, Rascoff answered the question, “What do you see from Amazon and Facebook in real estate?”

Here’s Rascoff’s full response:

“With respect to Facebook, as I’ve already said, our partnership there is strong and advertisers/agents view us as an effective way to buy Facebook advertisements, more effective than from buying it directly from Facebook. In the case of either of these horizontal players, I do think it’s very difficult for horizontal players to compete with vertical companies that are focused on the vertical and have as big a brand as our family of brands have. And I do think it’s also important to understand how this ad product that we have differs from other ad products. We saw an ad product that connects the consumer with the real estate professional at the time and place that they’re shopping for a specific home. That’s very different from Amazon’s rumored directory of real estate agents or Facebook’s ad product that tries to drive traffic back to a brokerage website. So, a lead generation product that’s tied to a home search is quite different, and I think will always be more attractive to an advertiser than a branding ad product or a product that tries to drive traffic to their website. So those are some of our concluding thoughts on our ability to compete with horizontal players.”

The competition from Amazon is not nearly as concrete as the competition from Facebook.

Back in July, Amazon quietly made a move in to the real estate industry. Tucked into the website’s Home and Business Services section, where users can receive quotes from professionals for various services including assembling new purchases or setting up new technology, Amazon listed a “Hire a Realtor” webpage. But the page wasn’t up long and was taken down the same day HousingWire reported on it.

The announcement from Facebook was a lot more prominent and actually happened shortly before Zillow reported its earnings. Earlier this week, Facebook rolled out Dynamic Ads for Real Estate allow brokers and agents to advertise their listings directly to Facebook and Instagram users who searched for properties on the broker’s website.

An article by Monica Nickelsburg in GeekWire explained that the ads would compete with Zillow’s product, which allows real estate agents to advertise to prospective homebuyers and sellers on its site, according to the article.

What’s More Valuable to a Realtor- Listing or Buyer?

Realtor- Listing or Buyer
A realtor needs to use their time as efficiently as possible. Like many professions that work on commission, time spent on tasks that don’t lead to income is a poor use of time. For realtors, this means their best use of time is very simple. Activity that leads to more buyers and sellers, and then working with those buyers and sellers they generate.
What, though, is more efficient, between a new buyer client and a new seller client?
To even the playing field a bit, let’s focus on deals that are otherwise equal. We are going to operate in a vacuum- it isn’t a buyer’s market, it isn’t a seller’s market, and the hypothetical buyer and listing are going to be the around the same dollar amount. So, is a $1 Million buyer or listing more valuable to a realtor?
First, let’s consider a million dollar buyer. This is probably not their first home purchase, and they probably have excellent credit. This puts them at the top of the list that most agents would want to work with. However, buyers are time consuming. Even with today’s technology, people like to walk through homes to get the best possible feel for them. It is very rare for someone to buy the home they plan to live in without personally visiting it first.
This process is not very efficient for an agent, as they will be driving around with the clients to a number of homes that will not be bought. What’s more, sellers in this price range are generally not distressed, so negotiating can be a painstaking process. You have to have a firm commitment and understanding of your client in order to be a successful buyer’s agent.
Not to mention, the buyer’s agent will also need to get their client through all of the hurdles necessary to purchase home, including:
• Mortgage pre-approval and underwriting
• Physical inspection of property (and possibly additional specialty inspections)
• Lender appraisal
• Negotiation with seller
Working for a seller, though, allows an agent to be more flexible. Once the listing agreement is signed, most tasks can be given to an agent’s assistant, and the agent doesn’t need to spend as much face time with the client. The expectations can be greater, and the stakes are certainly higher, but there is also much more to be gained. Listings help create and add to the agent’s brand in a way that buyers never will. With open houses and mailers that go out to the surrounding neighbors, a listing is far more likely to generate new business than a buyer is. Commission advance companies, like Express Cash Flow, will even advance portions of the agent’s commission on certain listings.
So, it is settled. It is far more efficient and profitable for an agent to be working with a listing than a buyer. Agents should devote their time and resources to securing as many listings as possible, and work with the buyers that come their way organically or by referral.

About Us:
Express Cash Flow provides commission advances for real estate agents and brokers. Check us out at www.ExpressCashFlow.com or call us at 844-818-2274.

#1 Best Tool For Real Estate Agents

Best Effective tool for Real Estate Agent Lead Targeting

Benutech, a lead generation company based in Costa Mesa, CA has developed the #1 best tool for real estate agents to grow their business. Benutech hones in on life events that cause people to sell their homes like: Divorces, Notice of Defaults, Probates, Tax Defaults, FSBO’s, Estate Sales, Empty Nesters, Bankruptcy, Affidavit of Death etc.  With Benutech’s ReboMatic product, you are 5 times more likely at acquiring listings than with typical farming.  ReboMatic is the best tool for Real Estate Agents.

In order to succeed in today’s highly competitive real estate market, you need to stand out and you the best tools out there. You still need to be aggressive with marketing, but you need to be smart about how you are marketing as well. One way to make your marketing more efficient is to target only the homes that are most likely to sell and not waste time on the others. Sound too good to be true? It isn’t!

The automation of acquiring listings is a good enough reason to use their products on its own.  However, the price makes it a no-brainer.  Benutech has a variety of ReboMatic products that range from $600-1,000 per month. However, with ReboMatic, the agent will automate their marketing campaign, generating far more business.

Superior Product

While any title rep can pull a farm, there is something to be said for using the automation of the ReboMatic platform instead. While there are other data aggregators that attempt to predict sales, no other company has the combination of data, tools, and marketing efficiency than ReboMatic. What’s more, if you don’t want to come out of pocket to pay for their services, you are able to finance them through current and future transactions.

Flexible Financing- ReboExpress

Unlike other subscriptions that must be paid monthly or quarterly, ReboGateway understands the cyclical nature of the real estate business. You can finance ReboGateway through ReboExpress, a new financing option offered by Express Cash Flow. This allows you to manage your cash flow and budgeting much more effectively, and is one of the many benefits of ReboGateway.

Express Cash Flow, Commission Advances

Should Realtors Get a Commission Advance?

Express Cash Flow, Commission AdvancesThe Commission Advance Conundrum

Like many businesses, a typical real estate brokerage may have a line of credit available when a cash crunch occurs.  The brokerage can meet its recurring administrative payroll, pay office expense, and maintain regular budgets for recruiting and advertising.  When transactions are slow, similar to a commission advance, the line of credit kicks in to offset expenses.

This arrangement is necessary for the brokerage business and businesses of all kinds to be successful. It is not hard to understand why it is also necessary for realtors as well.   Realtors also have teams that require regular payment, regardless of the agent’s production. Most have listings that require advertisement and promotion.  Since most agents are running their own business, they are also responsible for all of their own expenses, and that can get expensive.

The problem is, realtors who sell 24 houses a year do not typically sell two houses each month. Rather, there is a spike in production in April-September, and a sprinkling of transactions in all other months. During the slow months, agents have little alternative but to ask for an advance. If they go to their broker for this, tension can mount.

A Solution!

Realtors stuck in this situation often don’t know what way to turn, but just like in any business, there is a solution.  A commission advance company like Express Cash Flow can provide an external solution to this problem.  When a realtor goes to a third party company for a commission advance, what can be an informal arrangement becomes formalized.  An amount is given as an advance, for a specific period of time, and there is a fee for doing so.

There is also a clearly laid out extension fee schedule, leaving no room for ambiguity.  The best reason for using a third party commission advance company is that it removes the tension between agent and broker if a deal falls apart.

Yes!  Get A Commission Advance!

More realtors than one would think utilize commission advance services.  Some of the top producers whom are very well known and have massive marketing budgets use commission advances.  If you have aspirations of success, a commission advance should not stop you.